Best Credit Repair Companies in Dallas, TX

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Understanding our review process

Finding professional help to repair your credit is not an easy task. Fear not, we scoured the internet to find the top Dallas Credit Repair companies to save you the hassle of doing all the research yourself!

Stage 1
Deep Dive

The first step involved gaining a firm understanding of the service under consideration. This was done through a comprehensive check of all website pages, social media pages, and third-party services.

Stage 2
Trust Verification

At this stage, our experts watched out for any peculiarities with the services that could indicate suspicious behavior, for instance, failing to disclose their work process or not providing a verifiable physical address.

Stage 3
Suitability Matching

Our experts considered if the services matched the client’s expectations in terms of price or service features. We left out companies that lacked standard features such as modern portals or services charging abnormal rates.

Stage 4

We tried to rate and score the companies across the key focus points, making it easier for our experts to generate the rankings and find the best performers. Only the best companies passed the tough qualification process to be considered for Credit Repair in Dallas.

Stage 5
Review Prep

With deep insights into the operations of different Dallas Credit Repair Companies, our team of passionate experts had all the knowledge needed to prepare an in-depth review touching on all major aspects that customers care about.

Top 6 Dallas Credit Repair Companies

If you are struggling with your credit score and have tried everything possible, it might be time to get professional help from a Dallas-based credit repair company. The right company will have all the tricks up their sleeve that you will need to improve your situation. Here are our favorite picks for credit repair services in Dallas TX:

  • Lexington Law;
  • Ovation Credit Services;
  • Best Texas Credit Pros;
  • Dallas Credit Repair Company;
  • The Credit Repair Dallas.

Lexington Law

  • Utilizes digital partnerships for faster outcomes
  • The most popular credit repair app on Android and iOS
  • Founded and operated by attorneys
  • A Progrexion Holding Inc Consumer Brand
  • Highly experienced with 221M+ challenges since 2004
BBB Rating: C
Setup fee: $89-$129
Monthly fee: $90-$130
  • Offers coaching to encourage good credit behaviors
  • Leverages each angle of the law for better success
  • Known for fast and effective disputes
  • Monitors each aspect of the service through the app
  • Offers dedicated focus tracks to deal with life events such as divorce
  • Packages have become expensive
  • No service guarantee or refund policy
  • Not BBB Accredited

Lexington Law is one of the best credit repair companies in Dallas. They deal with millions of unfair, inaccurate, and unsubstantiated negative items and remove them from their clients’ credit reports. As trusted leaders in credit repair, they have helped clients challenge nearly every credit problem, including bankruptcies, tax liens, late payments, collections, and more.

They provide a free personalized credit repair consultation, a free Transunion FICO credit score, and a free Transunion report summary. After the consultation, they will proceed to do a credit report analysis, dispute any inaccurate remarks, escalate any claims, and mentor your credit back to health when everything is completed.

  • Address: 4937 Rolling Meadows Dr, Dallas, TX 75211
  • Phone: 877-540-1344
  • Hours: 7:00 AM — 10:30 PM

  • Offers a credit improvement plan during the free evaluation
  • No long-term contracts - cancel any time
  • Provides mobile apps for case tracking and report updates
  • Reviews reports and items before recommending a package
  • 1 Million+ interventions since 2019
BBB Rating: D
Setup fee: $70-$120
Monthly fee: $70-$120
  • Saving money on the Direct plan at only $69.95
  • Lots of freebies during the free consultation
  • Utilizes the same technologies as Lexington Law
  • Sends updates thru text, apps, and email
  • Not highly reviewed by users
  • Lacks a money-back promise
  • Not BBB Accredited

Credit is another one of the great credit repair companies in Dallas, Texas. They pride themselves on being unique to each individual case. They analyze your score and will be able to provide you with exactly what is wrong and why your credit score is as low as it is. Like Lexington Law, this company also provides a free credit evaluation. All you need to do is produce some personal information so that they can pull your credit report. They will handle the rest for you!

  • Address: 1565 Marilla St, Dallas, TX 75201
  • Phone: (254) 306-3402
  • Hours: 9:00 AM — 5:00 PM

Ovation Credit Services

  • Utilizes a proprietary electronic disputing system
  • Became a Lending Tree subsidiary in June 2018
  • The month-to-month contract allows users to cancel anytime
  • Sends recommendation letters to potential lenders
  • Offers unlimited dispute letters per billing cycle
BBB Rating: A+
Setup fee: $89
Monthly fee: $79-$109
  • More disputes per cycle with no limits
  • Updates from a personal case manager
  • Launching disputes by ordering fast-track
  • Qualify for a wide range of discounts
  • Unfiltered reviews directly from their website
  • Stopped updating their education center
  • No money-back guarantee
  • No mobile apps

Ovation Credit Services is another great choice of credit repair service in Dallas, TX. They work with all three major credit bureaus, Equifax, Experian, and Transunion to help you improve your score and understand what the existing problems may be. They give you a free consultation and complete a credit scan to identify any inaccuracies in your report. You can then request to have this information removed. The company has experience in correcting credit report errors, so you will be in good hands.

Best Texas Credit Pros

This company is definitely one of the best credit repair companies in Dallas, TX because it is a very popular local business. Once you enroll in their intelligent repair program, you will be able to start building your credit today. It has an easy-to-understand program with proven results. They offer a free consultation before taking a look at your credit and allowing you to remove any errors that should not be there.

Dallas Credit Repair Company

This credit repair company in Dallas offers so many different solutions to boost your credit. With all the various product options, you are sure to find something that fits your situation. Their packages include credit counseling, credit repair, credit card building, authorized users, credit repair attorneys, etc. They also specialize in a multi-round process which is a disputing method using multiple techniques at once!

  • Address: 1717 McKinney Ave Suite 700, Dallas, TX 75202
  • Phone: (469) 490-2660
  • Hours: 9:00 AM — 7:00 PM

The Credit Repair Dallas

This is a newer company that has been operating for the last 5 years. Do not be fooled by its age; it is still one of the best local places to go for Dallas credit repair and restoration. This one of Dallas credit repair services specializes in helping clients lower their interest rates as a result of earning better credit. They look through your history of payments, the burden of debt, length of accounts, inquiries, etc., and find the best solution tailored to you.

  • Address: 4460 Trinity Mills Rd, Dallas, TX 75287
  • Phone: (469) 722-1601
  • Hours: 9:00 AM — 5:00 PM
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Credit Repair in Dallas

According to Lexington Law, the average credit score in Dallas, Texas is 636. Texans struggle significantly to keep their scores up, so professional help is sometimes needed. The population in Dallas is also likely to be recovering from heavy debt. Getting access to credit help while managing debt is not easy. Credit repair companies can help people earn higher scores by understanding what is going wrong with their credit reports. Most people are unable to do this themselves, so getting help can make a real impact.

The above featured companies are well-known all over the country. Their national presence makes them a trustworthy source for credit repair. Since they are such large companies, their reviews really speak for themselves. Lucky for you, they also operate locally in Dallas, Texas!

If you are looking to support your local community, try out local credit repair businesses instead. They deliver the same amount of quality even though they are not as large as the featured companies.


Credit repair in Dallas is one hundred percent legal. There is nothing wrong with getting assistance in boosting your score. These companies simply assist in the building process and facilitate the hard work.

You can choose your credit repair company depending on what your budget consists of. There are many free options for fast credit repair in Dallas, TX. However, if you are looking for a service that is more in debt, it can cost anywhere between $50 and $125.

Credit repair in Dallas, TX will usually take a couple of months. Once you start making active attempts and getting unwanted items removed from your report, you will begin to see a difference. The more effort you put in, the faster you will see changes in your credit score.

Each credit repair company specializes in different things. It is best to identify the issues you are having with your own report before choosing a company that matches. This could be issues with disputes, debt payments, or general credit boosting.

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