Since our launch in 2010, we’ve helped people find reliable credit repair companies. Unfairly or wrongly reported negative items might be causing low scores. But you have the right to an error-free report.
The FCRA outlines procedures for challenging the CRBs to remove inaccurate items. It’s a process that you can do by yourself — much like replacing worn-out tires on your car. But you may not have the time, tools, or expertise. Instead, you hire a mechanic.
For the same reasons, hiring a credit repair firm saves you time and headaches. They have the expertise and underlining legal knowledge of fair reporting regulations. Millions have trusted these companies and have had negative items removed.
Our Mission: Helping You Find the Best Companies
You probably know the best spot in town that makes the most amazing pizzas. We also know all the proven, trustworthy, and highly effective credit repair companies. Our founder worked in the credit repair market before establishing Credit Repair Partner.
Our Vision: Empowering People with Better Credit
We may not offer credit repair services directly. But we are glad to make a small contribution in pointing hard-working citizens towards the best firms. We consider our role to be key in the repair process.
Consider that the average monthly fee for credit repair services is about $80, with an initial setup fee of $80. Imagine wasting $240 on two months of payment only to have no removals. What’s more, many credit repair companies don’t have service guarantees.
Our recommendations point thousands to effective services. We’re helping them save money and improve their financial situation.
What’s Included in Our Reviews
We take an unbiased approach when reviewing repair companies. Our goal is to present the full picture to prevent nasty surprises when you subscribe to a particular service.
Our team covers a lot of ground, including:
- Company’s reputation;
- Customer reviews;
- Performance stats;
- Pros and cons;
- The use of technology;
- Dedication to customer service.
It’s important for our readers to have ideal expectations. Basically, a person with an error-free report doesn’t need credit repair services.
We mention if a company offers a free consultation that involves their expert going over your report and recommending their services if needed. It’s not possible for repair firms to deliver a clean slate or reduce the level of debt.
Meet Our Founder: Ricky Ingram
Hi, I’m Ricky Ingram, founder of Credit Repair Partner and a long-time resident of Olney, Illinois.
The good news, I just turned 42 years, and life has never been better. Why? I’m doing what I love, helping people become smarter about their credit and finances.
I worked in the credit repair industry for about 10 years. It was always shocking when I reviewed reports only to spot outrageous negative items.
It will surprise you that up to 79% of credit reports in the country have inaccurate items. About 21% of these errors may result in loan denials.
After a long day at the office, my ultimate satisfaction came from helping people achieve important life goals like applying for a mortgage with improved credit.
I’ve taken a backseat these days, and I’m not firing off letters to TransUnion, Experian, or Equifax. My time is mainly spent improving this website and finding new ways to educate people about their credit.
We bring you expertly written reviews dissecting each service in-depth. Our independence matters; that’s why we are not in the pockets of any big review firm. We may get a commission when you use our affiliate link, but that’s not our primary drive.
Our team consists of writers with backgrounds in finance, tax, insurance, and credit topics. Our upcoming blog will also feature informative articles that promote better financial habits.
What We Stand for:
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3898 Eagle Street
Olney, IL 62450