Best Credit Repair Companies in Texas

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Understanding Our Review Process

After hours of research, our team came up with a comprehensive list of the best Texas Credit Repair companies. Based on our findings, these companies all possess the necessary qualities to boost your credit score.

Stage 1
Deep Dive

The first step involved gaining a firm understanding of the service under consideration. This was done through a comprehensive check of all website pages, social media pages, and third-party services.

Stage 2
Trust Verification

At this stage, our experts watched out for any peculiarities with the services that could indicate suspicious behavior, for instance, failing to disclose their work process or not providing a verifiable physical address.

Stage 3
Suitability Matching

Our experts considered if the services matched the client’s expectations in terms of price or service features. We left out companies that lacked standard features such as modern portals or services charging abnormal rates.

Stage 4

We tried to rate and score the companies across the key focus points, making it easier for our experts to generate the rankings and find the best performers. Only the best companies passed the tough qualification process to be considered for Credit Repair in Texas.

Stage 5
Review Prep

With deep insights into the operations of different Texas Credit Repair Companies, our team of passionate experts had all the knowledge needed to prepare an in-depth review touching on all major aspects that customers care about.

Top 6 Texas Credit Repair Companies

Is your credit score down in the dumps? It might be time to have a second opinion and take a look. It is not fun to search for a credit repair company and do all the research yourself. No need to worry, we have already done the hard work for you! Here are our top choices for the best credit repair companies in Texas:

  • Credit Glory;
  • Lexington Law;
  • Texas Credit Specialists;
  • Texas Credit Fix;
  • Texas Credit Pros.

Credit Glory

Credit Glory Repair is a Texas credit repair company that has amazing reviews. They specifically specialize in repairing your credit by fixing inaccuracies. They first complete a consultation. After the consultation, they will proceed to do a credit report analysis, dispute any inaccurate remarks, escalate any claims, and mentor your credit back to health when everything is completed. If you are not satisfied with their services, they have a money-back guarantee for up to 90 days!

  • Address: 5850 San Felipe St #500, Houston, TX 77057
  • Phone: (346) 251-8295
  • Hours: 8:00 AM — 8:00 PM


  • Offers a credit improvement plan during the free evaluation
  • No long-term contracts - cancel any time
  • Provides mobile apps for case tracking and report updates
  • Reviews reports and items before recommending a package
  • 1 Million+ interventions since 2019
BBB Rating: D
Setup fee: $70-$120
Monthly fee: $70-$120
  • Saving money on the Direct plan at only $69.95
  • Lots of freebies during the free consultation
  • Utilizes the same technologies as Lexington Law
  • Sends updates thru text, apps, and email
  • Not highly reviewed by users
  • Lacks a money-back promise
  • Not BBB Accredited is another one of the great credit repair companies in Texas. Their methods are unique to each individual case they are working on. After analyzing your score completely, they provide you with the information of what has been the major issues regarding your credit score. The company provides a credit evaluation free of charge. All you need to do is produce some personal information so that they can pull your credit report. The rest will be handled for you.

  • Address: 1565 Marilla St, Dallas, TX 75201
  • Phone: (254) 306-3402
  • Hours: 9:00 AM — 5:00 PM

Lexington Law

  • Utilizes digital partnerships for faster outcomes
  • The most popular credit repair app on Android and iOS
  • Founded and operated by attorneys
  • A Progrexion Holding Inc Consumer Brand
  • Highly experienced with 221M+ challenges since 2004
BBB Rating: C
Setup fee: $89-$129
Monthly fee: $90-$130
  • Offers coaching to encourage good credit behaviors
  • Leverages each angle of the law for better success
  • Known for fast and effective disputes
  • Monitors each aspect of the service through the app
  • Offers dedicated focus tracks to deal with life events such as divorce
  • Packages have become expensive
  • No service guarantee or refund policy
  • Not BBB Accredited

Lexington Law is one of the biggest credit repair companies in Texas. They are a popular choice and deal with millions of unfair, inaccurate, and unsubstantiated negative items and remove them from their clients’ credit reports. They focus on challenging nearly every credit problem, including bankruptcies, tax liens, late payments, collections, and more. Like the previous companies, they provide free personalized credit repair consultation, a free Transunion FICO credit score, and a free Transunion report summary.

  • Address: 4937 Rolling Meadows Dr, Dallas, TX 75211
  • Phone: 877-540-1344
  • Hours: 7:00 AM — 10:30 PM

Texas Credit Specialists

Texas Credit Specialist assists their clients in building credit scores through the addition of various types of credit-building products. It is one of the best credit repair companies in Texas. Like many other companies, they provide consultation. The consultant will guide you throughout the whole program and figure out what combination of their products works best for you.

  • Address: 1601 N Waddill St 103 b, McKinney, TX 75069
  • Phone: (972)658-3562
  • Hours: 9:00 AM — 6:00 PM

Texas Credit Fix

This company specializes in the careful and experienced analysis of discrepancies in your credit report. This could be late payments, tax liens, charge-offs, bankruptcies, repossessions, foreclosures, etc. They work with all three major credit bureaus: Transunion, Equifax, and Experian. The unique part about Texas Credit Fix is that they customize professional individualized dispute letters for unlimited items that go to each other in the three bureaus. This will help with removal, deletion, or correction. If you are looking for the best credit repair in Texas, check them out.

  • Address: 3000 S Hulen St Suite 124, Fort Worth, TX 76109
  • Phone: (817) 952-1250
  • Hours: 9:00 AM — 9:00 PM

Best Texas Credit Pros

This company is definitely one of Texas’s best credit repair companies because it is a very well-known local business that many people trust. You will need to enroll in their intelligent repair process which is an easy-to-understand program with proven results. They offer a free consultation before taking a look at your credit and allowing you to remove any errors that should not be there.

  • Address: 1751 River Run Ste 200, Fort Worth, TX 76107
  • Phone: (817) 668-7797
  • Hours: 9:00 AM — 8:00 PM
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Credit Repair in Texas

Texas ranks number four as the state with the lowest credit score in 2021. This is why credit repair in Texas should be more popular. Credit repair firms have always been around, but consumers are hesitant to use them. They have proven quite helpful and should not be something to shy away from. If you are looking to boost your credit score in the next couple of months, you should look into utilizing credit repair services as soon as possible.

The above three featured companies are nationally recognized. They have offices all over the United States, including Texas. These companies have all been around for many years, giving them the trustworthy name that you need.

Local credit repair companies have become increasingly popular. This is because many consumers prefer to go to businesses that have experience working with customers from their community. If this is the best option for you, these three repair companies are right up your alley.


There is nothing illegal about using the credit repair of Texas. Many people utilize it to fight legal battles for themselves. Companies that do credit repair in Texas simply scan over your report so that they can identify what you can do to fix your score.

The cost of credit repair services in Texas varies. You can find affordable credit repair if you are on a budget. There are many free options for the fastest credit repair with minimal resources. However, if you want the best credit repair in Texas, you can be expected to pay upwards of $100.

Of course, you can! Credit scores are always fixable. It is up to you to put in the time and effort needed to increase your score. It will not happen overnight, but you will eventually get there with time and good habits.

Repair companies can remove inaccurate information. This entails anything that should not be on your report to begin with. Many times, third parties will attempt to make hard inquiries on your report that you never consented to. This is something that can be removed by a credit repair company.