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Posted by: Ricky Ingram

Hiring a credit repair company is akin to hiring a new employee to work on your project. You’d never conduct the process haphazardly because your time, results, and money matter. Preparing a list of questions to ask credit repair companies may result in better outcomes. Don’t play nice and worry...

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Posted by: Ricky Ingram

Most people go through a point in their lives where they need to repair their credit score. There are many tips and tricks to help you increase your credit score by 50 points or even raise it from a lower score. Because a credit score is basically a measurement of how likely you are to pay back loans,...

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Posted by: Ricky Ingram

You’re reviewing your credit report and see that you have a 590 credit score — where should you go from here? You have come to the right place for learning about what your credit score means, and how you can better position yourself towards financial freedom! This article will walk you through what...

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Posted by: Ricky Ingram

Is it possible to improve your credit score in 6 months? Yes, and it is the minimum amount of time required to have at least one account open to generate sufficient credit history to be scorable. If you are brand new to the credit world, you can apply for your first credit product and continue making...

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Posted by: Ricky Ingram

They say shoot for the moon, and if you miss, you’ll hopefully land on the stars. It’s the perfect advice to give anyone who wants to pursue an 800 credit score. So, what qualifies as the moon? Well, it’s an 850-credit score, the highest score you can ever achieve and the epitome of credit...

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Posted by: Ricky Ingram

You may have heard of a 609 dispute letter, also known as a challenge or simply a dispute. While there are a variety of different ways to try and improve your credit score, this is one of the best methods of giving yourself a little boost. While some requirements need to be met for this method to work,...

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Posted by: Ricky Ingram

Did you just get an update on your financial standing and find out that you have a 500 credit score? If so, you may be worried about what this means in the grand scheme of your finances, and where you should go from here. The world of credit can be vastly confusing. And, it can also be stressful if you...

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Posted by: Ricky Ingram

If you have a 640 credit score and you are wondering how that compares to the rest of the working class, you are not alone. The average in America is about 700 out of the full range. However, the economic world is not exactly cut and dried. There are plenty of different aspects that can affect your monetary...

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Posted by: Ricky Ingram

Trying to figure out whether your 600 credit score is something to write home about? Then you have come to the right place! The world of finances is not easy for a layperson to understand. It’s as if it was intentionally designed that way to make things harder for you. That’s why we have put together...

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Posted by: Ricky Ingram

So, you’ve gone through the process of declaring Chapter 7 or 13. Now, you’re wondering whether you can remove repossessions from your credit report. Like most things in the financial industry, it’s not black and white. There are some situations in which they can be erased from your profile and...

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